Employee Health Insurance
Is your business in need of Employee Health Insurance that fits your budget?
For businesses with as few as two employees up to 50, we can help you find a cost effective way to offer your employees a health insurance plan that makes sense. We also customize comprehensive benefits packages for those who want to offer their employees additional optional plans such as vision, dental, disability and more. We help both the business that desires to contribute to their employee’s premiums and those who want to help their employees a different way - by offering the advantages of a group plan at the employee’s expense. With options such as self-funded employee plans, indemnity health plans and more we can find a plan that fits. No two businesses are alike, so why should your insurance be? Let us help you design a plan that works.
The list below is an overview of what we can do for you. We know it's long, but we feel well worth the read! Not enough time? Give us a call and we'll net it out for you 404-380-1903. Or, to save even more time, you can quickly fill out our free assessment form to give us a jump start and we'll get back to you right away. Just click the link below.
Innovative Cost Saving Strategies
Self-funded Health Insurance Plans
These plans are very attractive because healthy groups have the ability to get money back each year on their premiums. For the years that the group is in good health, your company saves money on premiums for the following year! Cost savings is paid back to you in a variety of ways from crediting next years premiums to cash back for your business.
Let's set up a consultation at no cost to you to discuss your options. Call 404-380-1903 or email janet@jdinsurancesolutions.com.
Fixed Benefit Indemnity Healthcare Plans
The fixed benefit indemnity healthcare plans are very popular because they offer substantial cost savings over other types of health insurance. With these plans there are no co-pays, and no deductibles. Each healthcare service pays you a flat amount. For example, the plan we most recommend pays from $3,000 to $6,000 each day of a hospital stay. This particular plan has annual limits ranging from $100,000 to $1,000,000 with a lifetime maximum of $5,000,000.
The fixed benefit indemnity plans work well for those in relatively good health who want help with doctor office visits, preventative care, testing and labs and visits to the ER or hospital. Although this plan is advantageous at any age up to 65, it is especially well suited to provide coverage for healthy young people.
Traditional Employee Health Insurance Plans
Traditional employee group health insurance plans offer benefits that fit some companies very well. Most require no underwriting, offer cost savings through high deductibles, and include added benefits such as low co-pays for doctor's office visits, labs, drugs and other routine healthcare. In addition, some offer help with higher cost diagnostic test, and hospital stays before the annual deductible is met. Traditional healthcare plans are fully funded by the carrier.
Group Supplemental Health Insurance
We also help companies add supplemental health coverage to their employee group health insurance such as:
- dental
- vision
- hospital indemnity
- critical illness
- accident coverage
- term life with living benefits
- long term care
- legal assistance
- pet insurance
These are added benefits usually offered to employees as self pay options.